Amounts in thousands of EUR

Note1

2022

2021

INCOME

 

 

 

Interest income

53

225,146

200,766

Interest expense

54

-25,014

-21,590

Net interest income

 

200,132

179,176

 

 

 

 

Income from participating interests

55

19,798

15,692

 

 

 

 

Fee and Commission income

56

72,874

67,814

Fee and Commission expense

57

-7,806

-5,571

Net fee and commission income

 

65,068

62,243

 

 

 

 

Net result from other financial instruments at FVTPL

58

-100

2,037

Other income

59

950

1,991

Other income

 

850

4,028

 

 

 

 

Total income

 

285,848

261,139

 

 

 

 

EXPENSES

 

 

 

Personnel expenses

60

123,436

111,493

Other administrative expenses

60

72,983

63,300

Amortisation and value adjustments of intangible assets

61

13,452

11,551

Depreciation and value adjustments of property and equipment

61

10,561

13,458

Operating expenses

 

220,432

199,802

 

 

 

 

Impairment result on financial instruments

62

2,516

-2,891

Total expenses

 

222,948

196,911

 

 

 

 

Operating result before taxation

 

62,900

64,228

Taxation on operating result

63

-12,960

-13,469

Net profit

 

49,940

50,759

1

These are the references to the notes to the parent company financial statements. These notes form an integral part of the parent company financial statements.