Amounts in thousands of EUR | 2022 | 2021 |
|---|---|---|
Business clients: |
|
|
Saving accounts | 1,215,835 | 1,235,538 |
Fixed term deposits | 151,551 | 101,866 |
Current accounts | 2,862,805 | 2,424,143 |
|
|
|
Retail clients: |
|
|
Saving accounts | 5,390,139 | 5,332,991 |
Fixed term deposits | 312,981 | 373,985 |
Current accounts | 2,049,225 | 1,916,959 |
|
|
|
Interest payable | 1,716 | 718 |
Balance sheet value as at 31 December | 11,984,252 | 11,386,200 |
The amounts owed to customers include an amount of EUR 23.6 million (2021: EUR 12.2 million) for deposits from consolidated participating interests.
Amounts owed to customers classified by residual maturity:
| 2022 | 2021 | ||||
|---|---|---|---|---|---|---|
Amounts in thousands of EUR | Business clients | Retail clients | Total | Business clients | Retail clients | Total |
Payable on demand | 4,102,632 | 7,419,638 | 11,522,270 | 3,690,041 | 7,224,401 | 10,914,442 |
1 to 3 months | 71,647 | 63,886 | 135,533 | 8,101 | 73,215 | 81,316 |
3 months to 1 year | 37,566 | 157,774 | 195,340 | 33,422 | 173,778 | 207,200 |
1 to 5 years | 16,344 | 88,878 | 105,222 | 26,240 | 123,229 | 149,469 |
Longer than 5 years | 2,608 | 23,279 | 25,887 | 3,980 | 29,793 | 33,773 |
Balance sheet value as at 31 December | 4,230,797 | 7,753,455 | 11,984,252 | 3,761,784 | 7,624,416 | 11,386,200 |