in thousands of EUR | Note1 | 2021 | 2020 | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
INCOME |
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Interest income | 246,320 | 221,021 | |||||||||
Interest expense | -24,850 | -22,868 | |||||||||
Net interest income |
| 221,470 | 198,153 | ||||||||
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Investment income | 310 | 449 | |||||||||
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Fee and Commission income | 127,112 | 114,191 | |||||||||
Fee and Commission expense | -11,064 | -8,066 | |||||||||
Net fee and commission income |
| 116,048 | 106,125 | ||||||||
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Net result from other financial instruments at FVTPL | 2,003 | -361 | |||||||||
Other income | 2,100 | 733 | |||||||||
Other income |
| 4,103 | 372 | ||||||||
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Total income |
| 341,931 | 305,099 | ||||||||
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EXPENSES |
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Personnel expenses | 149,930 | 134,636 | |||||||||
Other administrative expenses | 98,794 | 82,072 | |||||||||
Amortisation and value adjustments of intangible assets | 12,020 | 10,646 | |||||||||
Depreciation and value adjustments of property and equipment | 14,458 | 18,056 | |||||||||
Operating expenses |
| 275,202 | 245,410 | ||||||||
Impairment result on financial instruments | -420 | 24,213 | |||||||||
Total expenses |
| 274,782 | 269,623 | ||||||||
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Operating result before taxation |
| 67,149 | 35,476 | ||||||||
Taxation on operating result | -16,390 | -8,273 | |||||||||
Net profit |
| 50,759 | 27,203 | ||||||||
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Profit attributable to: |
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Owners of Triodos Bank |
| 50,759 | 27,203 | ||||||||
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Average number of issued shares in circulation |
| 14,260,146 | 14,260,146 | ||||||||
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Amounts in EUR |
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Earnings per share for profit attributable to the equity holders of the parent entity2 |
| 3.56 | 1.91 | ||||||||
Dividend per share |
| 1.80 | 0.65 | ||||||||
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