ECL on financial guarantee contracts issued
ECL on loan commitments issued
Balance sheet value as at 31 December
A provision in the amount of EUR 0.6 million has been created regarding the conversion of regulated savings accounts. A provision regarding the internal reorganization was made of which EUR 0.4 million (2019: EUR 3.5 million) is still unutilised. Further provisions have been formed regarding disputes and claims.
An amount of EUR 4.1 million (2019: EUR 3.5 million) can be classified as shorter than one year.
The movement of the other provisions is as follows: