These relate to the total liabilities in respect of irrevocable undertakings, which may lead to a further loan.

Amounts in thousands of EUR

2022

2021

Undrawn debit limits on current accounts and credit cards

362,338

370,066

Accepted loans not yet paid out

1,274,781

1,430,467

Valid loan offers not yet accepted

74,393

127,829

Other facilities

1,037

1,220

Total irrevocable facilities

1,712,549

1,929,582