Before appropriation of profit

 

 

 

 

Amounts in thousands of EUR

Note1

 

2022

2021

ASSETS

 

 

 

 

Cash and cash equivalents

1

 

2,581,140

4,277,589

Loans and advances to banks

2

 

332,493

265,796

Loans and advances to customers

3

 

10,619,676

10,167,798

Debt securities at amortised cost

4

 

1,689,780

1,483,378

Investment securities

5

 

45,718

39,976

Intangible assets

6

 

51,225

48,304

Property and equipment

7

 

88,691

94,664

Investment property

8

 

6,739

7,905

Right-of-use assets

9

 

13,327

16,734

Non-trading derivatives

10

 

295,696

19,650

Deferred Tax Assets

30

 

13,185

13,617

Current tax receivable

30

 

1,475

1,730

Other assets

11

 

55,753

54,365

Non-current Assets Held for Sale

12

 

5,582

12,679

Total assets

 

 

15,800,480

16,504,185

 

 

 

 

 

LIABILITIES

 

 

 

 

Deposits from banks

13

 

337,087

1,608,306

Deposits from customers

14

 

13,816,340

13,285,072

Lease liabilities

9

 

13,924

17,425

Non-trading derivatives

10

 

1,249

6,947

Deferred Tax Liabilities

30

 

10,843

6,318

Current tax liabilities

30

 

12,213

12,872

Other liabilities

15

 

81,700

55,724

Provisions

16

 

7,845

5,784

Subordinated debt

17

 

259,884

255,615

Total liabilities

 

 

14,541,085

15,254,063

 

 

 

 

 

EQUITY

 

 

 

 

Share Capital

18

 

723,353

723,353

Share premium reserve

18

 

200,811

200,811

Translation reserve

18

 

-4,426

-4,482

Cost of hedging reserve

18

 

369

117

Fair value reserve

18

 

4,032

82

Other reserve

18

 

49,568

46,431

Retained earnings

18

 

240,724

233,051

Result for the period

18

49,940

 

50,759

Interim dividends

18

-4,976

 

-

Unappropriated result for the period

18

 

44,964

50,759

Total equity

 

 

1,259,395

1,250,122

 

 

 

 

 

Total equity and liabilities

 

 

15,800,480

16,504,185

 

 

 

 

 

Contingent liabilities

19

 

49,072

72,044

Irrevocable facilities

20

 

1,853,167

2,113,124

 

 

 

1,902,239

2,185,168

1

These are the references to the notes to the consolidated financial statements. These notes form an integral part of the consolidated financial statements.