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AFM | Autoriteit Financiële Markten (The Netherlands Authority for the Financial Markets ) |
AGM | Annual General Meeting |
ALCo | Asset and Liability Committee |
AML | Anti-Money Laundering |
AR | Annual Report |
ATM | Automatic Teller Machine |
BCBS | Basel Committee on Banking Supervision |
BCM | Business Continuity Management |
BIA | Basic Indicator Approach |
BMR | Benchmarks Regulation |
BRRD | Bank Recovery and Resolution Directive |
CASS | Client Money and Custody Asset |
CBS | Central Bureau of Statistics (Netherlands) |
CCA | Climate Change Adaptation |
CCM | Climate Change Mitigation |
CEO | Chief Executive Officer |
CET | Common Equity Tier |
CET-1 | Common Equity Tier 1 |
CET-2 | Common Equity Tier 2 |
CFO | Chief Financial Officer |
CFRO | Chief Financial and Risk Officer |
CO2e | CO2 equivalent |
COO | Chief Operating Officer |
CRO | Chief Risk Officer |
CRR/CRD | Capital Requirements Regulation/Capital Requirements Directive |
CSRD | Corporate Sustainability Reporting Directive |
DGS | Deposit Guarantee Scheme |
DNB | De Nederlandsche Bank (The Central Bank of the Netherlands) |
DR | Depository Receipts |
DRH | Depository Receipt Holders |
EAD | Exposure at Default |
EB | Executive Board |
EBA | The European Banking Authority |
ECAI | External Credit Assessment Institutions |
ECB | European Central Bank |
ECL | Expected Credit Losses |
EDI | Equity, Diversity and Inclusion |
EDRHM | Extra Depository Receipt Holders’ Meeting |
EGM | Extraordinary General Meeting |
ERM | Enterprise Risk Management |
ESG | Environmental, Social and Governance |
EU | European Union |
EUR | Euro |
EURIBOR | Euro Interbank Offered Rate |
EVE | Economic Value of Equity |
FTE | Full Time Equivalent |
FVOCI | Fair Value Through Other Comprehensive Income |
FVPL | Fair Value Through Profit or Loss |
FX Forward | Foreign Exchange Swap |
GABV | Global Alliance for Banking on Values |
GAR | Green Asset Ratio |
GBP | The British pound sterling |
GDP | Gross Domestic Product |
GHG | Greenhouse gases |
HQLA | High-Quality Liquid Assets |
HR | Human Resources |
IAS | International Accounting Standards |
IASB | International Accounting Standards Board |
IBOR | Interbank Offered Rate |
IBR | Incremental Borrowing Rate |
ICAAP | Internal Capital Adequacy Assessment Process |
ICMA | The International Capital Market Association |
ICT | Information and Communication Technology |
IEB | Impact Equities and Bonds (funds) |
IFRS | International Financial Reporting Standards |
ILAAP | The Internal Liquidity Adequacy Assessment Process |
IRRBB | Interest Rate Risk in the Banking Book |
IRS | Interest Rate Swaps |
ISAE | International Standard on Assurance Engagements |
ISDA | The International Swaps and Derivatives Association |
IT | Information Technology |
ITGC | Information Technology General Controls |
KYC | Know Your Customer |
LCR | Liquidity Coverage Ratio |
LGD | Loss Given Default |
LoD | The Three Lines of Defence |
MARC | Model and Assumptions Review Committee |
MTF | Multilateral Trading Facility |
NAV | Net Asset Value |
NCI | Non Controlling Interest |
NFRD | Non-Financial Reporting Directive |
NII | Net Interest Income |
NSFR | Net Stable Funding Ratio |
NZBA | Net-Zero Banking Alliance |
OCI | Other Comprehensive Income |
OIS | The Overnight Index Swap |
ORM | Operational Risk Management |
PCAF | Partnership for Carbon Accounting Financials |
PD | Probability of Default |
POCI | Purchased or Originated Credit Impaired |
PwC | PricewaterhouseCoopers Accountants N.V. |
Q&A | Questions and Answers |
RCSA | Risk and Control Self-Assessment |
RMBS | Residential Mortgage-Backed Securitisation |
RoA | Return on Assets |
RoE | Return on Equity |
SAAT | Stichting Administratiekantoor Aandelen Triodos Bank |
SBTi | Science Based Targets initiative |
SDG | UN Sustainable Development Goals |
SFAP | Sustainable Finance Action Plan |
SFDR | Sustainable Finance Disclosure Regulation |
SIRA | Systematic Integrity Risk Analysis |
SME | Small and Medium-sized Enterprises |
SOC | Security Operations Centre |
SPPI | Solely Payments of Principal and Interest |
SRA | Strategic Risk Assessments |
SREP | Supervisory Review and Evaluation Process |
STS | Simple Transparent and Standardised (Securitisation Framework) |
TBL | Triple Bottom Line |
TCR | Total Capital Ratio |
TIBER | Threat Intelligence Based Ethical Red Teaming |
T-IM | Triodos Investment Management |
TLTRO | TLTROIII or Targeted Longer-Term Refinancing Operations |
TMF | Triodos Microfinance Fund |
TRMC | Triodos Regenerative Money Center |
UK | United Kingdom |
UNGPs | UN Guiding Principles on Business and Human Rights |
VAT | Value-Added Tax |
VGBA | Verordening gedrags- en beroepsregels accountants (Dutch Code of Ethics) |
ViO | Verordening inzake de onafhankelijkheid van accountants bij assurance opdrachten (Code of Ethics for Professional Accountants, a regulation with respect to independence) |