Please read this information carefully.

1. Online report versus original report

The online report 2021 is derived from the audited original English Annual Report for the financial year 2021 in PDF, and includes additional information. In the event that differences occur between the online and the audited PDF version, the audited PDF version prevails. At the time this online report was prepared, the Annual Accounts of a number of funds had not yet been approved.

2. General

The contents of this website and all on-site pages or websites ("Website") are communicated by Triodos Bank N.V. ("the Bank"), with its principal place of business located at Nieuweroordweg 1, Zeist (p.o. Box 55, 3700 AB Zeist), the Netherlands, and registered in the Trade Register under number 30062415. The Bank is a fully licensed bank, regulated and registred by the Dutch Central Bank (P.O. Box 98, 1000 AB Amsterdam) and registred by the Dutch regulator, the Autoriteit Financiële Markten (P.O. Box 11723, 1001 GS Amsterdam).

3. Local legal and sales restrictions, US Persons

The Website is not directed at any person in any jurisdiction where (by reason of that person's nationality, residence or otherwise) the publication or availability of the Website is prohibited. Persons accessing the Website need to be aware that they are responsible themselves for the compliance with all local rules and regulations.

Neither information nor any opinion expressed on the Website constitutes a solicitation, an offer or a recommendation to buy, sell or dispose of any investment, to engage in any other transaction or to provide any investment advice or service. An investment in a Triodos Bank product should only be made after reading the related legal documents such as management regulations, prospectuses, annual and semi-annual reports, which can be all be obtained free of charge at and at the Bank's offices in each country where the Bank has a presence.

The information contained in this Website is not intended for users from other countries, such as US citizens and residents, where the offering of foreign financial services is not permitted, or where Triodos’ services are not available. Users of this site should be aware of the fact that they are solely responsible for full compliance with all laws and/or other regulations under their respective jurisdictions.

4. Use of the Website

Although the Bank aims to provide accurate, complete and up-to-date information, obtained from sources of information believed to be reliable, no warranty or declaration, either explicit or implicit, is given as to the accuracy or completeness of such information.

Persons accessing the Website are responsible for their choice and use of the information.

5. Investment performance

The value of your investments may fluctuate. The value of the assets of the Bank's investment products may also fluctuate as a result of the investment policy and/or the developments on the financial markets. Results obtained in the past are no guarantee for the future. Fund performance figures are based on the month-end trading prices and are calculated on a total return basis with dividends reinvested.

6. Third party websites

Following links to any other off-site pages or websites of third parties shall be at the own risk of the person following such link. The Bank has not reviewed any of the websites linked to or referred to by the Website and does not endorse or accept any responsibility for their content nor the products, services or other items offered through them.

7. Limitation of liability

The Bank as well as (possible) other suppliers of information to the Website accept no responsibility for the contents of the Website or the information or recommendations contained herein, which moreover may be changed without notice.

The Bank assumes no responsibility for ensuring, and makes no warranty, that the functioning of the Website will be uninterrupted or error-free. The Bank assumes no responsibility for the consequences of e-mail messages regarding a Triodos Bank (transaction) service, which either cannot be received or sent, are damaged, received or sent incorrectly, or not received or sent on time.

Neither will The Bank be liable for any loss or damage that may result from access to and use of the Website.

8. Intellectual property

All copyrights, patents, intellectual and other property, and licenses regarding the information on the Website are held and obtained by the Bank. These rights will not be passed to persons accessing this information. The business names and trademarks belong to the Bank or its licensers and are protected by intellectual property law.

9. Privacy

The Bank guarantees that the data of persons accessing the Website will be treated confidentially in accordance with prevailing data protection regulations. Such data will not be made available to third parties without the approval of the persons accessing the Website, unless The Bank is legally obliged to do so.

10. Complaints policy

To garantuee a careful treatment of complaints the Bank drew up a complaints policy. A copy of this policy may be obtained free of charge.

11. Applicable law

The Website shall be governed by and construed in accordance with the laws of the Netherlands. All disputes arising out of or in connection with the Website shall be submitted to the exclusive jurisdiction of the courts of the Netherlands.