Triodos Bank’s activity is split between three core divisions: Triodos Bank Retail and Business Banking; Triodos Investment Management; and Triodos Regenerative Money Centre (see Triodos Bank Group structure, page Triodos Bank Group structure 2021).

The following section provides an overview of each division in 2021, including a short description of their work, how they performed during the year and prospects for the future. The last part zooms in on our loans and investments in our main sectors.

In short:

  • Retail and Business Banking, including Private Banking, was responsible for 88% of Triodos Bank’s net profit in 2021 (2020: 76%).

  • Triodos Investment Management makes up 12% (2020: 24%) of Triodos Bank’s overall net profit.

Triodos Regenerative Money Centre became more established during 2021 after its start in mid-2019. It sets out to manage non-consolidated entities that lend, invest or donate money with an impact-first perspective and a main goal of making pioneering, transformative initiatives possible.

Products and services are offered to investors and savers enabling Triodos Bank to finance new and existing companies that contribute to the improvement of the environment or create social or cultural added value.