Before appropriation of profit

Note*

2020

2019

in thousands of EUR

 

 

 

 

 

 

 

ASSETS

 

 

 

Cash and cash equivalents

1

2,955,787

2,269,983

Loans and advances to banks

2

150,563

227,591

Loans and advances to customers

3

9,156,710

8,209,014

Debt securities at amortised cost

4

1,317,301

1,034,291

Investment securities

5

31,214

24,299

Intangible assets

6

45,763

41,543

Property and equipment

7

101,490

120,696

Investment property

8

10,914

11,012

Right-of-use assets

9

19,346

21,355

Non-trading derivatives

10

1,795

8,722

Deferred Tax Assets

30

14,864

16,098

Current tax receivable

30

1,764

-

Other assets

11

61,914

86,787

Non-current Assets Held for Sale

12

18,972

10,197

 

 

 

 

Total assets

 

13,888,397

12,081,588

 

 

 

 

LIABILITIES

 

 

 

Deposits from banks

13

815,140

70,720

Deposits from customers

14

11,747,207

10,693,699

Lease liabilities

9

19,963

22,078

Non-trading derivatives

10

10,452

15,063

Deferred Tax Liabilities

30

4,337

9,065

Current tax liabilities

30

16,540

14,815

Other liabilities

15

55,794

49,744

Debt issued and other borrowed funds

16

6,368

-

Provisions

17

4,384

5,477

 

 

 

 

Total liabilities

 

12,680,185

10,880,661

 

 

 

 

 

 

 

 

 

 

 

 

Share Capital

18

723,353

720,088

Share premium reserve

18

200,811

198,626

Translation reserve

18

-4,385

-3,354

Cost of hedging reserve

18

-55

123

Fair value reserve

18

-2,025

1,938

Other reserve

18

43,806

38,914

Retained earnings

18

219,504

205,587

Result for the period

18

27,203

39,005

 

 

 

 

Equity

 

1,208,212

1,200,927

 

 

 

 

Total equity and liabilities

 

13,888,397

12,081,588

 

 

 

 

Contingent liabilities

19

73,104

107,495

Irrevocable facilities

20

1,936,333

1,402,450

 

 

 

 

 

 

2,009,437

1,509,945

* Reference to the notes to the consolidated financial statements. These form an integral part of the consolidated financial statements.