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About this report

Please note that the online annual report is not our official audited report. You can find the audited report as a pdf on the site, or request a printed copy. All of the chapters in the printed copy are reproduced in the online version of the report, plus a great deal more.

The 2012 Annual Report is an integrated annual and sustainability report covering the activities of Triodos Bank N.V. in The Netherlands, Belgium, the UK, Spain, and Germany, as presented in the Triodos Group Structure. The report covers the period from 1 January to 31 December 2012.

Triodos Bank’s previous annual and sustainability report was published in April 2012 and covered the 2011 calendar year. The reporting in the 2012 financial year is based on the same principles as the 2011 report. Any changes in the methods of calculation used are explained in the text. When preparing the Triodos Bank Annual Report, a study group examines how the most recent reporting guidelines and best practices can be used to improve the report in the future.

External experts verify the data included in this report. KPMG Accountants NV verifies the financial data in accordance with the legal requirements. There is no legal framework for the verification of the environmental and social data included in the report, although the key indicators used to measure social and environmental performance are also verified by KPMG.