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Consolidated profit and loss account

for 2014

Download XLS

Amounts in thousands of EUR

Reference*

2014

2013

 

 

 

 

Income

 

 

 

Interest income

(PDF:) 21

173,654

164,617

Interest expense

(PDF:) 22

–47,404

–52,661

 

 

 

 

 

 

 

 

Interest

 

126,250

111,956

 

 

 

 

Income from other participations

(PDF:) 23

109

120

 

 

 

 

 

 

 

 

Investment income

 

109

120

 

 

 

 

Commission income

(PDF:) 24

65,025

52,993

Commission expense

(PDF:) 25

–2,841

–2,295

 

 

 

 

 

 

 

 

Commission

 

62,184

50,698

 

 

 

 

Result on financial transactions

(PDF:) 26

551

437

Other income

(PDF:) 27

497

454

 

 

 

 

 

 

 

 

Other income

 

1,048

891

 

 

 

 

 

 

 

 

Total income

 

189,591

163,665

 

 

 

 

 

 

 

 

 

 

 

 

Expenses

 

 

 

Co-worker and other administrative expenses

(PDF:) 28

131,191

104,177

Depreciation, amortisation and value adjustments of tangible and intangible fixed assets

(PDF:) 29

7,162

8,421

 

 

 

 

 

 

 

 

Operating expenses

 

138,353

112,598

Impairments loan portfolio

(PDF:) 30

11,093

17,061

Value adjustments to participating interests

 

–181

–207

 

 

 

 

 

 

 

 

Total expenses

 

149,265

129,452

 

 

 

 

Operating result before taxation

 

40,326

34,213

Taxation on operating result

(PDF:) 31

–10,201

–8,530

 

 

 

 

 

 

 

 

Net profit

 

30,125

25,683

 

 

 

 

Amounts in EUR

 

 

 

Net profit per share

 

3.41

3.23

Dividend per share

 

1.95

1.95